April 19, 2021, 5:00 - 7:00 PM
Topic: Financial Management and Accounting
Provider/Presenting Organization: Center for Cultural Innovation
Location: Online Classes/Webinars
with Pamala Capalad & Dyalekt, hosts of the Brunch & Budget podcast
Debt can sneak up on you, and the credit and debt system in our country is designed for most of us to lose. It can start with a first credit card, or needing to take out a student loan, or getting a new car; then, one day you look up and find yourself mired in multiple sources of debt. You are not alone and you don't have to figure it out alone!
Whether or not you have “good” credit or “bad," Pamela Capalad and Dyalekt will teach you how to play the credit game so you can use debt to achieve your goals. They’ll detail how to check and read your credit report, increase your credit score, determine when it makes sense to refinance, consolidate, do a balance transfer, or take out a personal loan. You’ll learn about student loan forgiveness options and get advice to help you prioritize what to pay and when with a debt pay-down plan that always includes saving. This is not financial literacy--this is financial resilience.
This interactive, 2-hour workshop will be presented via Zoom. A recording will be shared for a limited time with registrants.
ABOUT THE PRESENTERS:
Pamela Capalad is a Certified Financial Planner™ and has been in the financial services industry since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe and friendly place to talk about it and make real financial progress. She co-founded Pockets Change and facilitates hip hop + finance workshops to kids, teens, and college students across the country.
Dyalekt is an MC, Hip Hop educator, and playwright. Mostly all at once. His work focuses on how identity and community involvement lead to self efficacy. He is the Director of Pedagogy for Pockets Change, and has taught thousands of students, from preschoolers to Yale grads. His most recent work, the Museum of Dead Words, is a Hip Hop theater show on communication and empathy in the age of the internet.
Pam & Dyalekt host the Brunch & Budget podcast, focused on personal finance as an act of social justice, and cofounded the Race & Wealth podcast network with Dedrick Asante-Muhammad. They regularly keynote on how art, culture, and media are used to perpetuate racial wealth inequality. (brunchandbudget.com, @brunchandbudget)
Date: Monday, April 19, 2021
Time: 5:00-7:00pm PDT / 8:00-10:00pm EDT
Online platform: A Zoom link will be emailed to those who register.
Cost: $5-25 (sliding scale). Please pay what you can afford. Those who are able to afford full price tickets will help subsidize those who cannot.
This event is supported in part by the California Arts Council, a state agency. Learn more at www.arts.ca.gov.
To enroll in a workshop, you must first become a member of CCI and create a user name and password. CCI membership is free of charge and open to the public.
Cancellation Policy: Full refund on registration fees up to 48 hours prior to workshop date. Fees non-refundable after that date.
***IMPORTANT REGISTRATION INSTRUCTIONS*** (DON'T SKIP STEPS 5-6!)